Clinton Township Newsletter

2 1 S e p t e m b e r 2 0 1 7 r h y T h M a n d r h y M e a T i C s ! The Early Education Program at Immaculate Conception School in Annandale will once again offer Rhythm and Rhyme for children twelve months to three years old. Give your child the head start he or she needs to ensure their readiness for preschool with this fantastic program that meets once each month. Little ones will have so much fun as they socialize through story time, singing, dance and so much more along with their parent/caregiver, all in a friendly Catholic school environment. The first Rhythm and Rhyme session will be held Tuesday, October 17 from 11:00 am – 12:00 pm. To learn more about the programs available at ICS, please visit the school website at: www.ICSAnnandale.org. A 2013 Blue Ribbon School of Academic Excellence and the only Catholic school in Hunterdon County, Immaculate Conception School, welcomes children preschool through eighth grade. For more info or to take a tour, please contact the school office at: 908.735.6334 or email: info@icsclinton.org. T h e p i T fa l l s o f u s i n G u n l i C e n s e d C o n T r a C T o r s Fall weather is perfect for home improvements – not too hot, not too cold, and the days are still long enough to get things done. But even devout "do-it-yourselfers" know some projects are better left to professionals. Do your homework before hiring to avoid these risks: Home Improvement Fraud – This complaint was number two on the Top 10 Consumer Complaints list last year (down from the number one spot it occupied since 2010), according to the State's Department of Law and Public Safety. Unlicensed contractors aren't accountable to anyone whereas licensed contractors are regulated by the states in which they do business. Most consumer fraud complaints relate to poor workmanship, missed deadlines and failure to start or complete projects. New Jersey's Home Improvement Practices Act aims to protect consumers and requires contractors put certain things in writing, including: • contractor's name, address and registration number • project start and end dates • description and cost of work to be performed • description of supplies and materials. Additionally, New Jersey requires a general contractor have a minimum of $500,000 in contractor's liability insurance per instance for registration. Financial Liabilities – It may be tempting to go with lower-cost unlicensed contractors, but licensed general contractors carry the mandatory contractors' liability insurance and its employees and subcontractors are covered by worker's compensation insurance as required to cover damages or injuries. If you don't have a licensed general contractor, that liability falls on you. Recruiting a friend to help with your project isn't the answer. Your friend's insurance may cover medical expenses if he or she gets injured, but that insurance company can then seek reimbursement from you through a subrogation proceeding. Most homeowner's insurance policies aren't enough to cover extensive medical expenses, lost wages or expensive damage repairs. In fact, most policies contain exclusions for such claims. Conclusion: Taking shortcuts on your home improvement project isn't worth the risk; that being said, enjoy the results of your next home improvement project! – Victor Rotolo Victor A. Rotolo is a long-time resident of Clinton Township and the founder of Rotolo Karch Law. Call Rotolo Karch Law today: 908.534.7900 to discuss any legal situation confronting you. Your half-hour consultation is free of charge! Their attorneys and staff are ready to serve your legal needs. Rotolo Karch Law • 502 US 22 West, Lebanon, NJ 08833. www.RotoloKarchLaw.com The Rotolo Law Firm is now 502 U.S. 22, Lebanon, NJ (908) 534-7900 www.RotoloKarchLaw.com Family Law Divorce ▪ Custody Child Support Injuries and Accidents Criminal and Juvenile Matters Employment Issues Municipal Court Business and Contract Disputes MV Violations DWI and DUI Appeals Malpractice Legal ▪ Dental ▪ Medical ICSAnnual Wine Tasting Saturday, September 23, 7:00 - 10:00 pm This is the largest wine tasting in the area featuring over 100 wines and beer sponsored by Perryville Wine and Spirits. Delicious food pairings will be provided by local restaurants, great raffle prizes, mystery bottle prizes and a 50/50! Please come and bring your friends and neighbors! $45/person. Rhythm and Rhyme Begins Tuesday, October 17, 11:00 am – 12:00 pm ICS Early Education Building Led by Connie Fortunato, $35/child (includes 7 sessions) This fantastic program for parent/caregiver and children incorporates story time, singing, dance and more! Little ones (12 mos - 3 yrs old) can socialize, have fun and experience a friendly Catholic school environment. Give your child the headstart they need to ensure their readiness for preschool! Limited Enrollment. Call 908.735.6334 to register. Events For Fall NEW! ICS's Little Lambs Program September – December, 1 Day/Week for 2 hours January, 2 Days/Week for 2 hours Little Lambs is a positive first school experience for your 2-year-old, in a warm, loving Catholic school environment. The program is designed to encourage independence in a fun-filled classroom environment as the teacher and support staff foster growth in all areas of development. Give your child the gift of a strong religious and academic foundation in a loving and nurturing environment.

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