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J a n u a r y 2 0 1 9
Multiple New Dealers!
Victor A. Rotolo is a long-time resident of Clinton Township and the
founder of Rotolo Karch Law. Call Rotolo Karch Law today: 908.534.7900
to discuss any legal situation confronting you. Your half-hour consultation
is free of charge! Their attorneys and staff are ready to serve your legal
needs. Rotolo Karch Law • 502 US 22 West, Lebanon, NJ 08833. www.
RotoloKarchLaw.com
G y m m e m b e r S h i P S – u n d e r S t a n d y o u r
f i n a n C i a l C o m m i t m e n t
Have you made any New Year's resolutions? Do they involve getting
in better shape? If so, you're not alone.
January is a popular month for gym enrollment and gyms are a great
resource to help you keep your resolution. Understand, though, that you're signing
a legal contract and waivers. Know your risks.
Gym membership is a financial commitment. Reduced monthly rates are
incentive to join but don't represent the real cost of enrollment. Usage patterns
show 67% of gym members never use their memberships; others use their
membership sparingly. So, on a per visit basis your membership costs could be
quite high. This can be especially true for "lifetime memberships." While it may
seem like a good idea, you have to ask yourself whether you want to be tied to
the same gym for the rest of your life – circumstances may require you to move
out of the area or gym conditions can change over time.
Be aware your membership may include additional charges, such as:
• initiation / sign-up fees , which can range from $100 up depending on
location and type of facility
• surplus charges for services or amenities not covered under
general membership
• termination / early cancellation fees
• freeze / suspension fees, which allow you to keep your membership at a
reduced rate if work, personal obligations, or an injury temporarily
prevent you from exercising.
It's to your benefit to have a good understanding of all fees associated with the
membership before signing a contract. While you tour the facility, ask upfront
about what will and will not be included in your membership. Feel free to ask
about month-to-month memberships; get answers in writing as to what the bottom
line fee will be each month. Don't be afraid to negotiate. Salespeople often work
on commission and may have flexibility with the fees. Shop around; compare
facilities and prices.
Most importantly - Read the Contract. Make sure you understand the
cancellation fees and terms and that all promises made to you are written into
the contract. Here's to a safe, healthy New Year and happy exercising!
– Victor Rotolo
