Clinton Township Newsletter

2 9 j a n u a r y 2 0 2 4 Frank F. Apgar & Sons Septic Tank Cleaning Family Owned Business Annandale 908.735.5248 www.ApgarSonSeptic.com Combined, Anthony P. Kearns and Victor A. Rotolo have been serving the local community for over 60 years. Call Kearns Rotolo today 908.534.7900 to discuss any legal situation confronting you. Your half-hour consultation is free of charge! Their attorneys and staff are ready to serve your legal needs. Kearns Rotolo Law . 502 US 22 West, Lebanon, NJ 08833. www.KearnsRotoloLaw.com a n e W y e a r , a F r e s h s t a r t January is a time for new beginnings and fresh starts. A lot of us spend this month taking inventory of our lives and making future plans, so it's the perfect time for getting your important financial and legal documents in order. A lack of preparation can quickly derail even the best laid plans. • Review your insurance policies — home, car, health, life. Make sure you have sufficient protection in case of a disaster. Check that premiums are up-to-date, and any beneficiaries named are still relevant. • Write a will or update an existing one. Do you still need a guardian for your children? A trust fund? Make sure the terms of your will accurately reflect your current situation. • Create an estate plan. This provides your family with guidance for handling your finances and healthcare should you become incapacitated. Include and update all relevant advanced directives, health proxies and powers of attorney. A verbal agreement between you and a friend or family member won't stand up when you can no longer speak for yourself. Once your financial house is in order, it may be time to have "the talk" with your parents. Mentioning that you just went through this process yourself could be the icebreaker you need to broach this delicate topic. • Time it carefully. Choose a quiet time when they're relaxed, not stressed. • Be prepared and stay focused. Address topics like living arrangements, finances, healthcare, estate planning. • Make it about them, not about you. Explain that you need to know their wishes if you are to carry them out. • Listen more, talk less. Hear how they want to spend their golden years, what makes them happy, then discuss how to make that happen. • Don't judge. Express your concerns or worries constructively. Offer options. • Follow up. This isn't a one-and-done conversation. Allow time to digest what was discussed and to consider compromises when warranted. It's a difficult conversation, but one that will benefit all involved. Wishing you a happy, healthy New Year! – Victor Rotolo and Anthony Kearns 502 U.S. 22 Lebanon, NJ 08833 908∙534∙7900 www.KearnsRotoloLaw.com Tony Kearns and Vic Rotolo Working Together to Protect What's Important to You M e a l s o n W h e e l s i n h u n t e r d o n , i n c , Share the love with vulnerable Seniors this year! Meals on Wheels in Hunterdon celebrates the volunteers who keep our organization running, keep our communities safe, and provide services that otherwise would not exist. Volunteers demonstrate care and compassion through working together to bring about positive change. Volunteering reveals that the value of one individual act multiplied by the power of many enables us to thrive together. We encourage anyone looking for new opportunities to consider the value of volunteering and supporting local non-profits. For more information, please visit our website www.mowih.org, call the office at 908-284-0735, or email: info@mowih.org. Partially Funded Under Title III of the Older Americans Act Meals on Wheels in Hunterdon, Inc. is an Equal Opportunity Employer. MEALS ON WHEELS in HUNTERDON 5 Walter Foran Blvd, Suite 2006, Flemington, NJ 08822 908.284.0735 | www.mowih.org | info@mowih.org A non-profit 501(c)(3) agency serving Hunterdon County seniors since 1973 t h e F l e M i n G t o n F o o d p a n t r y – h e l p u s h e l p o t h e r s The Flemington Area Food Pantry, a 501(c)(3) non-profit organization, needs your help! How? Donate – click on the "Donate" button on our website or mail a check to: Flemington Area Food Pantry, PO Box 783, Flemington, NJ 08822. Food and personal care products can be donated at one of our convenient dropoff boxes in the Flemington ShopRite and the Flemington Stop & Shop. A list of our current needs can be found in the "Help Us" section of our website. Volunteers are always needed! Run a Food Drive: Any group, religious congregation, company, or social organization is encouraged to organize a food drive in support of the Pantry or to set up a collection box. For more info, call: 908.788.5568 or visit: www.FlemingtonFoodPantry.org.

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