Clinton Township Newsletter

2 7 m a y 2 0 1 9 n a t i O n a l s t O p t h e B l e e d m O n t h Uncontrolled bleeding is the number one cause of preventable death from trauma. After a traumatic accident or injury, it can take as little as 4-5 minutes for someone to bleed to death. If you, as a bystander, knew how to respond, that victim's odds of survival would be much higher. When the month of May rolls around, Clinton Rescue will be hosting several STOP THE BLEED classes open to the community as part of National STOP THE BLEED Month. The Clinton First Aid & Rescue Squad, who is the provider of Emergency Medical & Rescue Services to our community, is looking to expand the knowledge of our community members by supplying US Department of Homeland Security's "STOP THE BLEED" programs to our residents, businesses and community groups this spring. The first delivery will be held at our headquarters on Old Highway 22 on Wednesday May 8 at 7:00 pm. There is no cost for this training, but seats are limited, so pre-registration is required. Visit our website at: www.ClintonEMS.org and click on the STOP THE BLEED link. According to a recent National Academies of Science study, trauma is the leading cause of death for Americans under age 46. Life-threatening injuries require immediate action to prevent an injured person from dying. Those nearest to someone with life-threatening injuries are best positioned to provide first care. Community members attending the program will learn the ABCs of how to control severe, life-threatening bleeding: Alert – Call 9-1-1 Bleeding – Find the bleeding injury Compress – Apply pressure by covering the wound with a clean cloth and applying pressure by pushing directly on it with both hands, OR using a tourniquet, OR filling the wound with gauze or a clean cloth and then applying pressure with both hands. The Squad offers a full range of additional emergency preparedness training programs, including CPR for the Community, basic first aid, safety lectures and tours for community group including Scout Troops, and much more. For more info on our training programs, or to join our organization as a volunteer member, please visit: www.ClintonEMS.org. Victor A. Rotolo is a long-time resident of Clinton Township and the founder of Rotolo Karch Law. Call Rotolo Karch Law today: 908.534.7900 to discuss any legal situation confronting you. Your half-hour consultation is free of charge! Their attorneys and staff are ready to serve your legal needs. Rotolo Karch Law • 502 US 22 West, Lebanon, NJ 08833. www.RotoloKarchLaw.com h O W t O p r e p a r e f O r t h e f i n a n C i a l i m p a C t O f d i v O r C e Divorce can be emotionally draining and impact your life in ways you never imagined. Although the greatest effect is to the family, a divorce can be financially damaging as well. If you and your spouse have made the decision that divorce is your best option, your finances could be affected, as divorce is commonly cited as the leading cause for bankruptcy filing. A prenuptial agreement can offer financial protection to both spouses in the event of a divorce but if you were married without one, your next best line of defense is knowledge. While it's important to act as partners while married, particularly when it comes to your finances, it's also important for each spouse to educate themselves about finances in the event of a divorce. Spouses should be aware of their investments, debts, family income and any other assets, including how they're titled. Before going to an arbitrator, mediator, or attorney, you should do your homework. List your marital assets and get appraisals where necessary (art, antiques, etc.). You will want to have a handle on the values of the assets you own. You should also make a list of all of your financial obligations and needs. If bankruptcy is added on top of a divorce proceeding, life can become even more stressful. Divorce ranks high on the list of reasons individuals file for bankruptcy and with good reason. The distribution of property in a divorce involves more than the family home; it can involve joint investments and any assets considered marital property. This can have a significant impact on each spouse's financial picture. What's more, you can find yourself responsible for part of your ex's debt if the two of you held joint credit accounts or if you co-signed a loan agreement during your marriage. Divorce can be financially devastating to one or both parties, but it is possible to get through it with your finances intact. Educating yourself and doing your homework can help prepare you to work with your attorney and reduce the financial impact on you and your children. – Victor Rotolo

• Cover