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If you're thinking about purchasing or refinancing a home, especially if it's your first, we're available to
help you make informed decisions, based on your financial goals.
Get Your Free Buyer's
Financing Consultation
• Down payment options and how they
impact your mortgage payment
• Everything you need to know about
renovation financing
• Purchasing a second home with down
payment options as low as 5%
• Purchasing a single-family investment
property with down payment options
as low as 15%
• How Veterans can get their application
fee waived*
• And so much more...
Contact Michael or Frank today to schedule your free consultation.
Michael Rivara NMLS ID: 239250; NJ - 0634171, NY - Licensed, PA – 49286 • Frank Gallagher NMLS ID: 146205; NJ – Licensed
4 Century Drive, Suite 150, Parsippany, NJ 07054 37 Main St., Suite 1A, Clinton, NJ 08809
Michael Rivara
VP of Mortgage Lending/Renovation Specialist
Frank Gallagher
VP of Mortgage Lending
O: (973) 939-8670
C: (201) 921-6334
michael.rivara@rate.com
O: (609) 481-3623
C: (908) 500-2476
frank.gallagher@rate.com
*Waived lender fee available for VA loans that have a triggered RESPA app date through February 28th at 11:59pm EST. 'Triggered RESPA' in accordance with Regulation X, is defined as lender receipt of all six pieces of information
received in a secure format; applicant name, property address, home value, loan amount, income and SSN. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's
loan transaction, credit profile and other criteria. Contact Guaranteed Rate for more information and up to date rates.
Guaranteed Rate is not affiliated with the US Department of Veterans Affairs
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The Woman's Club of Tewksbury is excited
to announce their casino charity fundraiser
event "Diamonds and Dice" on May 17 from
6:30 pm – 11:00 pm at Fiddlers Elbow
Country Club. Join us to support a good cause
and a fun night that includes a dinner buffet, open
bar, dancing, black jack, roulette, craps, door
prizes, live auction and 50/50 raffle. Tickets are
$150/per person and if purchased by March
22 includes $500 play money, if purchased
after March 22 will only include $100 play
money. We encourage you to purchase your
tickets early, to purchase tickets or learn more
about sponsorship opportunities please visit www.
tewksburywomansclub.org. Proceeds from the
event will be donated to various nonprofits,
including CASA, SAFE in Hunterdon and the
Tewksbury Rescue Squad.
d i a m o n d S a n d d i c E c A S I N O F u N d R A I S E R S P O N S O R E d B y
T H E W O M E N ' S c l u B O F T E W K S B u R y T O W N S H I P
T H E F R I E N d S O F T H E H c l I B R A R y
Do you love the library like we do? The Friends of the
Hunterdon County Library (FOHCL) is always looking for new
members and support. Visit: www.hclibrary.us/friends.htm for
more information, or email: fohclfriends@gmail.com.
H u N T E R d O N M E d I c A l c E N T E R
A u x I l I A R y N E E d S v O l u N T E E R S !
The Hunterdon Medical Center Auxiliary, which helps to support
the Hunterdon Healthcare Foundation's fundraising efforts, is
looking for volunteers. For more information or to RSVP, call:
908.788.6591 or email: ddalley@hhsnj.org. Thank you in advance!
"What is national freedom if not a people's inner
freedom to cultivate its abilities along the beaten
path of its history? ~Ahad Ha'am, 1902
